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Westpac Velocity Points earning Cards

You can earn Velocity Points with a Westpac Velocity Points earning Card or by transferring your existing Westpac Altitude points straight into your Velocity account. 

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  • Image of Westpac Altitude Black Credit Card with Velocity Points

    Westpac Altitude Velocity Black Credit Card

    Up to 150,000 bonus Velocity Points¹

    • 90,000 bonus Velocity Points in Year 1 if you spend $9,000+ on eligible purchases² within 90 days of new card approval¹. An extra 60,000 bonus Points when you spend $9,000 on eligible purchases² within 90 days of your card anniversary in Year 2¹.

      90,000 bonus Velocity Points in Year 1 if you spend $9,000+ on eligible purchases² within 90 days of new card approval¹. An extra 60,000 bonus Points when you spend $9,000 on eligible purchases² within 90 days of your card anniversary in Year 2¹.

    • Earn 1.5 Velocity Points² per $1 on international spend, 0.8 Velocity Points on everyday spend and 0.4 Velocity Points on all other+ purchases. Once you spend $10,000 in a statement cycle, you will earn 0.25 Points per $1 on further eligible purchases².

      Earn 1.5 Velocity Points² per $1 on international spend, 0.8 Velocity Points on everyday spend and 0.4 Velocity Points on all other+ purchases. Once you spend $10,000 in a statement cycle, you will earn 0.25 Points per $1 on further eligible purchases².

    • Two complimentary single-entry Virgin Australia domestic lounge passes each year⁴. 

      Two complimentary single-entry Virgin Australia domestic lounge passes each year⁴. 

    • Two complimentary Economy X Seat Upgrade vouchers each year (eligible for domestic flights only)⁹.

      Two complimentary Economy X Seat Upgrade vouchers each year (eligible for domestic flights only)⁹.

    • Complimentary International Medical Travel Insurance (for trips up to 3 months), Complimentary Domestic Travel Insurance and Complimentary Rental Vehicle Excess Insurance in Australia (terms, conditions, exclusions and eligibility criteria apply)⁵.

      Complimentary International Medical Travel Insurance (for trips up to 3 months), Complimentary Domestic Travel Insurance and Complimentary Rental Vehicle Excess Insurance in Australia (terms, conditions, exclusions and eligibility criteria apply)⁵.

    • Complimentary Global Data Roaming by FlexiRoam6

      Complimentary Global Data Roaming by FlexiRoam6

    • Complimentary Flight Delay Access Pass7

      Complimentary Flight Delay Access Pass7

    All this and more for an annual card fee of $295, plus an annual Altitude Velocity Rewards fee of $155³

    Explore offer

    Apply and be approved before offer is withdrawn.

  • Image of Westpac Altitude Platinum Credit Card with Velocity Points card

    Westpac Altitude Velocity Platinum Credit Card

    Up to 50,000 bonus Velocity Points¹

    • 30,000 bonus Velocity Points1 in year 1 if you spend $6,000+ on eligible purchases2 within 90 days of new card approval. An extra 20,000 bonus Velocity Points1 in year 2 if you spend $6,000+ on eligible purchase2 within 90 days of card anniversary.

      30,000 bonus Velocity Points1 in year 1 if you spend $6,000+ on eligible purchases2 within 90 days of new card approval. An extra 20,000 bonus Velocity Points1 in year 2 if you spend $6,000+ on eligible purchase2 within 90 days of card anniversary.

    • Earn 0.75 Velocity Points² per $1 on international spend, 0.5 Velocity Points on everyday spend and 0.33 Velocity Points on all other+ purchases. Once you spend $5,000 in a statement cycle, you will earn 0.2 Points per $1 on further eligible purchases².

      Earn 0.75 Velocity Points² per $1 on international spend, 0.5 Velocity Points on everyday spend and 0.33 Velocity Points on all other+ purchases. Once you spend $5,000 in a statement cycle, you will earn 0.2 Points per $1 on further eligible purchases².

    • Two complimentary Economy X Seat Upgrade vouchers each year (eligible for domestic flights only)4.

      Two complimentary Economy X Seat Upgrade vouchers each year (eligible for domestic flights only)4.

    • Complimentary International Medical Travel Insurance (for trips up to 3 months), Complimentary Domestic Travel Insurance and Complimentary Rental Vehicle Excess Insurance in Australia (terms, conditions, exclusions and eligibility criteria apply)5.

      Complimentary International Medical Travel Insurance (for trips up to 3 months), Complimentary Domestic Travel Insurance and Complimentary Rental Vehicle Excess Insurance in Australia (terms, conditions, exclusions and eligibility criteria apply)5.

    $175 annual card fee plus a $125 annual Velocity Rewards fee3

    Explore offer

    Apply and be approved before offer is withdrawn.

Maximise the Rewards on your card

If you already have a Westpac Velocity Points earning Card, here are some great ways you can maximise your rewards.

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    My Benefits

    Enjoy exclusive benefits on the Mastercard such as Economy X Seat Upgrades, Velocity Lounge Passes (only on Altitude Black Mastercard), and more.

    Explore more benefits
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    Double Dip

    Did you know that if you use your eligible Altitude Card with any of the Velocity partners, you’ll earn Points twice? With the partner and with your Card.

    Learn more
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    More Rewards

    Westpac’s most rewarding card, offering a range of premium services including Priority Service Line, Concierge, exclusive offers and experiences.

    Find out more

Transferring your Westpac Altitude Points to Velocity

You can convert Altitude Points earned on your eligible Westpac credit cards to Velocity Points by transferring from your Westpac account12

For more information, login to Altitude Rewards via the Westpac App or Online Banking.

If your Velocity membership number is not already registered with Westpac, you can do this online in your account, or by calling 1300 887 820

Transfer now

Terms & Conditions

Eligible Cards

If your card is listed, you can transfer your existing Altitude Points to your Velocity account12.

  • Westpac Altitude Platinum
  • Westpac Altitude Platinum Plus
  • Westpac Altitude Black
  • Westpac Altitude Business Gold
  • Westpac Altitude Business Platinum

How to transfer

A minimum 3,000 Altitude Points are required to transfer, with additional increments in multiples of 500 Altitude Points at a time

Transfer now

          • Log in to Altitude Rewards via the Westpac App or Online Banking
          • Click on Redeem Points
          • Click on Airline Points under Altitude Travel
          • Select Velocity and enter the quantity of points to transfer (minimum of 3,000 Altitude Points)
          • Add to Cart and Add Velocity Info to “Transfer now”