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Westpac Velocity Points earning Cards

You can earn Velocity Points with a Westpac Velocity Points earning Card or by transferring your existing Westpac Altitude points straight into your Velocity account. 

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  • Image of Westpac Altitude Black Credit Card with Velocity Points

    Westpac Altitude Velocity Black Credit Card

    Up to 150,000 bonus Velocity Points¹

    • Earn 1.2 Velocity Points2 per $1 on international spend, 0.8 Velocity Points on everyday spend and 0.5 Velocity Points on all other+ purchases. Once you spend $10,000 in a statement cycle, you will earn 0.25 Points per $1 on further eligible purchases2.

      Earn 1.2 Velocity Points2 per $1 on international spend, 0.8 Velocity Points on everyday spend and 0.5 Velocity Points on all other+ purchases. Once you spend $10,000 in a statement cycle, you will earn 0.25 Points per $1 on further eligible purchases2.

    • Two complimentary single-entry Virgin Australia domestic lounge passes each year4

      Two complimentary single-entry Virgin Australia domestic lounge passes each year4

    • Two complimentary Economy X Seat Upgrade vouchers each year (eligible for domestic flights only)7

      Two complimentary Economy X Seat Upgrade vouchers each year (eligible for domestic flights only)7

    All this and more for an annual card fee of $295, plus an annual Altitude Velocity Rewards fee of $75³

    Explore offer

    Apply and be approved before offer is withdrawn.

  • Image of Westpac Altitude Platinum Credit Card with Velocity Points card

    Westpac Altitude Velocity Platinum Credit Card

    Up to 100,000 bonus Velocity Points1

    • Earn 0.75 Velocity Points2 per $1 on international spend, 0.5 Velocity Points on everyday spend and 0.35 Velocity Points on all other+ purchases. Once you spend $5,000 in a statement cycle, you will earn 0.2 Points per $1 on further eligible purchases2.

      Earn 0.75 Velocity Points2 per $1 on international spend, 0.5 Velocity Points on everyday spend and 0.35 Velocity Points on all other+ purchases. Once you spend $5,000 in a statement cycle, you will earn 0.2 Points per $1 on further eligible purchases2.

    • Two complimentary Economy X Seat Upgrade vouchers each year (eligible for domestic flights only)4.

      Two complimentary Economy X Seat Upgrade vouchers each year (eligible for domestic flights only)4.

    • Complimentary insurances for interstate and international travel, extended warranty and purchase protection for up to 4 months (terms, conditions, exclusions and eligibility criteria apply)3.

      Complimentary insurances for interstate and international travel, extended warranty and purchase protection for up to 4 months (terms, conditions, exclusions and eligibility criteria apply)3.

    $175 annual card fee plus a $75 annual Velocity Rewards Fee5.

    Explore offer

    Apply and be approved before offer is withdrawn.

Maximise the Rewards on your card

If you already have a Westpac Velocity Points earning Card, here are some great ways you can maximise your rewards.

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    My Benefits

    Enjoy exclusive benefits on the Mastercard such as Economy X Seat Upgrades, Velocity Lounge Passes (only on Altitude Black Mastercard), and more.

    Explore more benefits
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    Double Dip

    Did you know that if you use your eligible Altitude Card with any of the Velocity partners, you’ll earn Points twice? With the partner and with your Card.

    Learn more
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    More Rewards

    Westpac’s most rewarding card, offering a range of premium services including Priority Service Line, Concierge, exclusive offers and experiences.

    Find out more

Transferring your Westpac Altitude Points to Velocity

You can convert Altitude Points earned on your eligible Westpac credit cards to Velocity Points by transferring from your Westpac account12

For more information, login to Altitude Rewards via the Westpac App or Online Banking.

If your Velocity membership number is not already registered with Westpac, you can do this online in your account, or by calling 1300 887 820

Transfer now

Terms & Conditions

Eligible Cards

If your card is listed, you can transfer your existing Altitude Points to your Velocity account12.

  • Westpac Altitude Platinum
  • Westpac Altitude Platinum Plus
  • Westpac Altitude Black
  • Westpac Altitude Business Gold
  • Westpac Altitude Business Platinum

How to transfer

A minimum 3,000 Altitude Points are required to transfer, with additional increments in multiples of 500 Altitude Points at a time

Transfer now

          • Log in to Altitude Rewards via the Westpac App or Online Banking
          • Click on Redeem Points
          • Click on Airline Points under Altitude Travel
          • Select Velocity and enter the quantity of points to transfer (minimum of 3,000 Altitude Points)
          • Add to Cart and Add Velocity Info to “Transfer now”